Banking Software Company Ltd. Founding Member of the Finshape Group
IČ: 00549533, DIČ: CZ00549533 The company is registered in the Commercial Register maintained by the Municipal Court in Prague, Section C, Insert 195.
The new generation my|GEMINI Omnichannel Platform results from two decades of cooperation with banks on European and Asian markets. By using stable and modern technologies, by a thorough knowledge of financial products and services and by the emphasis on maximum user friendliness we have created innovative software that meets all the demanding requirements of modern banks.
is a web front-end application for retail and corporate bank clients through which you can offer, set up, manage bank products and at the same time process a wide range of bank transactions and operations or communicate between the bank and a client. The application is available via an internet browser on computers, mobile devices or at self-service kiosks.
is an application mainly used by retail bank clients through which it is possible to offer, set up and manage bank products and at the same time process bank transactions and operations. Based on our knowledge and experience, we concentrate on the delivery of native applications for mobile devices on platforms iOS, Android, Windows a Blackberry. We use all the capabilities and characteristics of modern mobile devices and systems such as GPS, BTS, motion sensors and others. We focus on maximum ease of use, usability and security.
is a web front-end application for employees and bank partners through which it is possible to offer, set up and manage bank products and at the same time process a wide range of bank transactions and operations. The application allows you to search, set up and manage clients, employees or bank partners, to work with clients and on behalf of a client. It enables the integration with telephony or application for contact centres, to set access authorization, roles, limits, to manage lists and the whole system settings. The application can be operated individually or as part of a branch solution or bank contact centre.
is a native front-end application available on ATMs for retail and corporate bank clients through which it is possible to offer, set up and manage a limited range of bank products and process a limited range of bank transactions and operations. We focus on maximum ease of use and usability due to the specifics of ATMs.
is a front-end application designed for corporate bank clients enabling to work off-line with bank products, process bank transactions and operations off-line and send them when connected to the bank. The application is optimized for a huge amount of transactions, it has an integrated certification authority including other security features and it can be easily installed and updated remotely. It is possible to manage multiple companies at various banks and efficiently archive historical bank data in a local database via my|GEMINI Remote. Broad support of imported formats enables the efficient integration with ERP and accounting systems.
(MCH) is an essential building block of the my|GEMINI Omnichannel Platform. It provides a wide range of services for all distribution and communication channels. MCH focuses on providing services connected with applications management, set up and management of bank products and services. It enables a wide range of bank transactions and operations throughout various channels and applications. It provides business logic for ensuring implementation of services and databases for saving the necessary data. At the same time it offers a transparent interface for connecting different channels, front-end applications and systems of third parties.
(GAAS) provides authentication and authorization services to the other parts of the my|GEMINI Omnichannel Platform. GAAS supports single sign-on, single sign-off using OpenID Connect, verification of the user for client applications using OAuth 2.0, certification of transactions, PKI (registration and certification authority), encryption, digital signature, signature verification and services of secure token. Within the user verification it offers several types of authentication using various security methods including two-factor authentication (SMS OTP tokens – synchronous, asynchronous, time based, OATH), Challenge Response and PKI certificates. At the same time, it offers certification authorities for ensuring realization of transactions with usage of pre-installed security methods from basic one-off passwords to MAC and digital certificates.
(PFM) is a tool for management of personal finance which enables bank clients to increase the awareness of their financial flows and their total assets. The clients know about the structure of revenue and expenses, they can plan cash flow, maintain and monitor personal savings or amortization targets or budgets. They have an overview of total assets including their development over the time. Simultaneously it offers valuable information to bank employees and partners about client behaviour, their plans and total assets and liabilities.
(VPE) is a simple tool for segmentation of clients including control of distribution of information and offers to clients. VPE evaluates provided data and based on a set of rules for segmentation and control of business and information campaigns decides on the way (where), length (how long for) and frequency (how many times) of display of the specific information or offers to bank clients.
(NC) is a tool for management and distribution of news to clients. NC offers an interface for receiving news not only from the my|GEMINI Omnichannel Platform but also from other external systems. It enables the registration of client orders for one-off or recurring news, provides an interface for creation and management of news templates and ensures sending of the news to clients including setting the rules for their sending.
We have dealt with reporting and regulatory reporting almost from the beginning of our existence. Due to our long-standing experience in this area and close cooperation with CNB we hold a dominant position on the domestic market. Besides the wide range of products we also offer services including consulting and automatic update when changing the methodology and CNB rules, Credit registers, Deposit Guarantee Fund, Ministry of Finance and international IFRS standards.
STAR is a product for solving reporting issues of financial institutions which fully meets the requirements of regulatory reporting of CNB based on the communication standard of web services. The STAR module is primarily designed for working with data of individual reports which can be automatically imported from the SDI module or a similar system or entered manually. The STAR module enables, above all, to define the report structure (template), filling out the report manually or with data from the bank system, complete processing of one or more reporting requirements according to CNB methodology, processing and duplicity control in dynamic reports, sending reports and reports to CNB, receiving reports from CNB and matching them to corresponding reports, administration of correspondence with CNB including archiving, browsing and export of CNB methodology through an integrated viewer using MET-View methodology.
The SDI module is designed for automatic calculation of data for individual statements of CNB. SDI has its own control mapping database with methodological information of CNB which decides about the way of data calculation in statements and automatically updates data provided from the given methodology. It is also possible to use SDI for automation of reporting outside the regulatory area of CNB, such as reporting for bank management or statements for the foreign parent company.
Product BLUE enables comprehensive work with applications of the Central Credit Register of CNB (Czech National Bank) from the point of view of obligatory CNB reporting as well as carrying out on-line queries from this register. Its task is to create input files in XML format from the database for the CNB application and consequently process output data from the CNB application.
TAURUS is a product for the efficient solution of the MiFID legislative requirement. At the same time it enables the evaluation of an existing company business system through expanding functionality with reporting in relation to CNB. Via a standardized interface, TAURUS receives data from any business system to deal with trading securities and consequently saves them into prescribed statements and submits them to CNB.
PERSEUS is used for the transmission of data for payments of insured deposits within the legal deadline and communication with the Povynal system operated on FPV. It primarily ensures the establishment of database, control, sending and receiving data from the paying bank, registration of claims and various ways to view data as forms, including printed reports.
We have dealt with the area of payments and transactions since the founding of the BSC company. We offer a range of products and sophisticated interfaces for bank systems. We have extensive experience with the iSeries platform (previously AS/400, now more correctly IBM system i). We offer not only products but also development of custom solutions on the customer’s platform.
Product for administration of debit cards (Cards), representing a sophisticated interface among banking systems and a provider of (services, transactions) for payment cards. The product can be implemented as fully independent and autonomous, therefore data can be administrated through interactive system functionality, or interfaces for different systems are established and they are primary for this administration. For example clients of direct banking control the cards for their accounts in these systems (card applications, card activation, setting limits, card blocking and others) and only some of the services are done by bank employees (card blocking because of debt collection execution on the account and so on). The product covers the whole cycle of the administration of cards – support for issuing cards, receiving and processing of authorization inquiry (it includes technological as well as functional H2H solutions), receiving and processing of card transactions. There is, of course, the management of complementary services, administration and fee generation for transactions as well as for operation of the cards, complementary services and for events-limit changes, searching and monitoring on-line of authorization inquiries (suspicious and risky payments, generation of statements, extracts for DWH, sending SMS about authorization inquiries and so on.
The integrated payment system (IPS) is a product for supporting cash payments and debits within a payment system which integrates multiple payment scenarios. Currently, this involves all forms of payments within the local payment system in the Czech Republic and Slovakia, SEPA Credit Transfers (SCT) – comprehensive support of SEPA payments, SEPA Direct Debit (SDD) – debit forms of payment (CORE and B2B). The next step will be a comprehensive coverage of SWIFT MT*payments support. IPS provides an interface for external systems which allows input of payments and definitions of products (standing orders, debit transfer authorization and others). Processing is possible on-line and fully automated, or on the other hand with operative intervention (authorization of payments, verification of products settings).
The fee administration product handles creation and administration of different fee structures, fee remission and the return of fees, bundling and so on. The fees are generated based on the events from various systems and consequently sent to applications which enable billing flat fees (for example administration account fee) as well as transaction fees (e.g. incoming clearing payment) and account items (e.g. for account book entry of incoming clearing payments).
is a sophisticated interface among systems of direct banking and bank systems. The core of this interface is input security for a banking system or related modules (e.g. payments input), on the basis of active on-line identification of changes and events in the banking system and sending information to external systems (e.g. on-line information regarding changes of account balance). Besides other aspects, the product enables account management (opening, closing accounts, and therefore distributing these events to external systems), distribution of rates and dials, receiving and processing (fully automated or with operative intervention) of payment orders, debit orders, term deposits, standing orders and so on. Further it actively informs the external systems regarding changes of account balance, account locations, processed transactions, rejected payments, changes of term deposits, credits and so on.
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